I know most of you probably cannot imagine me like I described in this video. The truth is, I can barely believe it as well because of the incredible 180 I did in a short amount of time.
I hope this video provides inspiration and opens up your eyes to the following:
1) Life is 10% of what happens to you and 90% of how you react to it
2) Your worst problems and pains can and will become your purpose if you allow them to
3) Change only occurs when the pain of staying the same exceeds the pain of change
4) Your beliefs dictate and control everything in your life. Change your beliefs, change your life
5) Your actions must align with your highest values. If they don’t you are devaluing yourself and will seek ways to escape your life. If you want help in finding your values, go check out Dr. John Demartini.
If you feel trapped, lost, hopeless or helpless I know how you feel as that was 6 years of my life.
You can get out of it and create whatever life you desire. Just don’t quit!
If you want to get my book on the 10 principles that I live by everyday that allowed me to get out of that dark place and into everything I have today, click this link: https://bit.ly/JS-YT-Book
Hey there Jeff here! I hope this video finds you well wherever you are at on planet earth. I am in Cabo Mexico still and uh this is probably the most important video I’ve ever shot so while you’re watching this video I want you to think about someone that this would benefit and share this video with them. Because um throughout this video really the takeaways that I want people to get is just how to you know get inspiration to change number one number two how to turn problems into purpose and number three how to turn setbacks into fuel because everything that I have today came from an awful awful history a six-year history which I’m about to go into.
But first of all what do I have today who am I like I said my name is Jeff Sekinger I’m climbing up a mountain so if I lose breath a little bit that’s why. I’m 27 years old I own two businesses okay that I’ve been running for you know right around 24 months one’s called Orca capital. We manage millions of dollars for qualified clients. It’s a digital asset hedge fund and the other business it’s called 0percent.com.
It’s an eight-figure business have more than 25 employees and we’ve helped thousands of clients with credit and finance. So love the businesses that I’m running besides business I have complete freedom options and choices. I’m incredibly happy inspired and fulfilled with what I’m doing. Have a great family network friends um honestly awesome health like I really have nothing to complain about today and this wasn’t the case about 29 months ago.
29 months ago where was I at I was in a rehabilitation center for drug abuse in a place right outside of Knoxville Tennessee by the smoky mountains called cornerstone of recovery. And I was 25 at the time I was 82 000 in debt I had a 524 credit score you know living in my my father’s basement no friends no connections the only thing I had I really had you know I was completely depressed anxious helpless.
Just felt terrible myself I hated looking myself in the mirror I hated everything that my life was and everything that I had turned out to be and I felt like the black sheep of my family because I have a good family okay and um they were all like you know studious and had great jobs and um we’re healthy and I’m sitting there uh addicted uh to opiates.
And 20 pounds underway looking like casper with no friends, no connections and 80 grand in debt and you know having to lie about everything that I was doing every day. So just felt absolutely terrible about myself and my life and had no direction and was living uh you know about the lowest frequency life you could possibly live. Just barely getting by I was definitely going to die if I wouldn’t have actually made it in uh to rehab on the track that I was on.
And I want to give you some context into how I got there I’m not going to go fully into the story because it’s a long one because it was six years of my life but I want you to just understand so you have some context so I’m going to share something at the end that I think will be really really valuable for people.
So how did I even get on that path I mean first of all you know in middle school I was saying hey I’m not going to use drugs I watched those like dare videos and I looked up to some people that were completely anti-drugs and I was like all right I am not doing that I know it screws people’s lives up and um that was my mindset going in but freshman year I started hanging around the people the wrong people right away the popular people and I ended up smoking weed at the end of a driveway before thanksgiving break.
My freshman year in high school and then that slowly progressed for me using uh different types of drugs just experimenting with things. We definitely were crazier and tried more things than the average person I can tell you that but it was somewhat normal in the group in the place that I was at which looking back it’s kind of strange because it was in a pretty nice area but that’s how it was and I just was around the wrong people and anyways you know I made my own decisions and then senior year in uh in high school I you know was playing varsity football chasing one of our receivers at practice and I got my legs tangled up in his legs and I went down with my arm out like on the ground like this and um I it it stretched my whole body up and it tore all the muscles in my ribs.
And what happens when that when that happens is all the blood is so first of all all the uh it pretty much like bruises inside and the blood dries on your muscles and it causes excruciating pain every time I were to breathe or move like I couldn’t do anything not even breathe without it being excruciating pain. So they prescribed me uh percocet and muscle relaxers and I started you know I took those as prescribed and realized that um that was gonna get me back on the field quicker and I could also lift weights and I wasn’t feeling pain and it actually made me like a little bit more energetic and I thought that man that might be an issue and it turned out to be because I carried that problem um through college.
So I was still you know on and off of opiates throughout college and uh in college I was always an entrepreneur as a kid always like getting after the money somehow and in college I was doing the same thing both legally and illegally. Running businesses and like selling wheat on the side and I made a lot of money throughout college but the problem was is I still had this like habit that I was trying to kick for four years throughout college and what it did is like when me making money just fueled the problem. And and you know I’m still getting my finance degree still getting 3.0 you know passing you know getting B’s on average on tests.
Still getting by so everything appeared to be good um I know I had my stuff together but I still had this issue where I just couldn’t kick it. It was the only thing I ever had issues with ever as far as like not being able to stop something and uh it and it got to the point where I was in my senior year I was trying to quit hundreds and hundreds of times. I tried you know to read books to hide drugs from myself to hide money from myself I wrote myself letters and signed the letters.
I uh you know screwed over old drug dealers to try to get away from them, I put my car somewhere you know in a different state uh you know back in Ohio when I was at in college at UK and um did everything possible to get away from it and I couldn’t I just couldn’t get away from it for an extended amount of time. So my senior year I’m like man I gotta get some help so I went to a doctor in um you know at the UK health clinic uh university of Kentucky so about three hours south of Columbus Ohio is where I was at.
And I found a doctor he prescribed me medication to get off of the opiates and I started using that medication to help me get off because it’s very very difficult you have severe physical issues when you try to get off of opiates. It literally feels like you’re dying it it honestly is terrible so I started taking that uh that medication and I at the time obviously I’m finishing up college so I’m getting uh job offers um and obviously applying to a bunch of different jobs online all in finance and banking and I went to these interviews and was going through my final exams as well either high or going through withdraw.
Trying to get off of opiates and back on my medication because I’m just doing this thing on and off because I just like I didn’t I never solved the root issue which I’m going to talk about here in a second. So literally in suits all across the united states at different banks interviewing sweating and and or high uh doing these interviews and got through finished college or yeah finished college got my degree, finance degree minors in economics and international business. Graduated great I’m good to go get a job at the biggest bank in the united states but it just so happens that the biggest corporate office in the united states behind the pentagon.
So I had to go back to Columbus Ohio so I moved back in with my dad and I was still on you know at this time like dude I cannot take this into my professional life so I was just taking uh the medication which the doctor prescribed to me which gets you more addicted to just a different type of opiate. So it was honestly completely those whole systems all screwed up I’m not even get into that but so I’m weaning myself off of that and um then you know I’m still having issues getting off of that but I’m in my corporate job and I start you know passing my series 7 and 66 and um once I pass those tests I decided to celebrate.
And I celebrated by going back to get off my medication and went back to an old uh dealer and started using opiates again and um this time it was even more different because it was a completely different type of opiate. I didn’t know you know if it felt a little bit different but I didn’t know really what it was and it was one morning I was driving to work and it hit me because I was doing research and watching videos on like trying to figure out what it because it felt you know I obviously felt like something was up.
So I figured out it was fentanyl and I literally um had a panic attack in my car I had a nissan altima I think there’s someone riding a bike or something yeah. I’m gonna wait for them to pass and I’m gonna and then I’m gonna restart this video. So I was in my nissan altima having this panic attack it felt like the roof was caving in I’m in my like button-down shirt my nice pants dress shoes on the side of this road uh having this panic attack when I came to that realization and I’m like wow I’m like really in trouble now.
Because it was like about a month in and I was clearly addicted to it and uh I’m like I gotta figure this out so I keep trying to do everything myself because again I’m trying I’ve always had I’ve always been able to do everything myself and I always hated being a burden to other people and I felt like the black sheep of the family. So I never wanted to admit it to anyone and I was just completely isolating myself because I didn’t want to get anyone else involved in what was happening in my life.
So it got to the point where I was spending so about you know fast forward another year and a half into working there got to the point in late 2017 when um you know the winter of 2017 my habit is 1200 a day uh just to feel normal and uh it’s you know obviously every day it’s a every three hour type of deal that just to feel normal. And I was taking out loans to pay for the habit and the crazy part about it is the whole crypto boom was happening so if you remember in 2017 uh that’s when crypto was blowing up.
It just went from 3k to 20k in a matter of like a month and a half so I was taking out loans putting money into crypto and then like making money and then buying you know trying to supply my habit. And it got to the point where I just completely screwed everything up. Ran out of money uh crypto started to crash um and I ran out of sick days at work and this is in February of 20 or uh so this is the 2018 now I went through January and then February use up all my sick days and uh and I got to the point where I tried to get back on the medication once again.
I was actually supposed to be this weekend that this happened. I was supposed to be at the 10x event in Las Vegas uh going to you know uh what’s growth con I think it was the first one or maybe it was the second one. But um anyways I was supposed to be at that event I had to cancel because I’m like dude I’m so addicted I can’t even there’s no way I can go.
So am I and I’m at this time my parents are trying to help me get through this and figure out what to do and my mom’s like yeah you just can’t go and I’m like yeah I was like yeah watch me and then I realized I actually cannot go because I have zero dollars and I’m 82 grand in debt. So I ended up at a place where I tried to get back on my medication from the doctor took it too early and you go into something called precipitated withdrawal which I’m not going to go into the details but it compresses all the withdrawals that you would have had over months and into a few days.
So I couldn’t even drink water or swallow saliva for three days without vomiting and not even gonna go into the details but it was at this point where the third day that I was going through that I was you know just literally throwing up stomach acid over the side of my bed in my dad’s basement that just flooded from a rainstorm. 8200 dollars in debt um with my credit cards maxed out in a negative bank account which all I actually have screenshots because I took screenshots and I said when this happened I’m like how funny is my life right now.
This is absolutely the complete opposite of what I ever thought because I always had these ideas of what type of life I was going to create you know and and what was happening was not even close to what I had in that moment it was on I was literally I wasn’t laughing because I was severely dehydrated and screwed up but I was like this is honestly sad and I know I’m gonna do something with my life and one day I’ll look back and be like wow this was uh that was crazy.
So um pretty much my mom helped me do research I went to a place called uh cornerstone of recovery it’s uh it was an intensive outpatient and I went in there I barely had enough gas to even get to the place. I got to the place I walked in this after three days of going through that terrible um you know time and I walk in pale is a ghost 20 pounds underweight I look terrible I’m clammy and they I talk to them for an hour try not to throw up the entire time.
And they were like hey we can’t even help you uh Jeff you’re too bad uh there’s no way that we could even have you around um in this facility and you have to go to inpatient so which was a facility in Tennessee. So I flew the very next morning I was lucky enough that my father supported me and gave me the opportunity and bought me a plane ticket for me to go to rehab in Tennessee.
So I flew there the next morning I went to detox for five days then I got out this I went in on February 28th of 2018. Went into detox for five days then they moved me to another building where after you go through detox because they put you on a little bit of medication just to wean you off and they take you off the medication which is the best thing that ever happened to me in six years because I hadn’t been off of this stuff for that long.
Once I got into impatient I met this counselor named Christopher and he completely changed my life because he helped me identify why I was using so one of the first things we did first things we connected on was um you know who the people that we have been listening to. Keep in mind I was trying to get off of this and trying to change my life myself for the longest period of time.
So I was buying courses reading books doing everything I could and listening to youtube videos and we talked about people that I listened to Les Brown, Grant Cardone, Jim Rohn all these people that had massive influence on me with changing like my mindset and on him as well and we started talking and I really connected with him right away and we went through a few things together in this little room like upstairs in the facility and it was just him and me in this room and we brought out a piece of notepad and goes Jeff you’re using for a reason.
And the reason why you’re using is to escape some type of reality in your life so we got to figure out what you’re escaping in life and we found a few things you know I was always shy and introverted and that was you know one of the things that I was suppressing uh was like my emotions and like having to talk to people. So that was one thing but the major thing was we started writing down my beliefs because I had all these limiting beliefs that I didn’t realize that I had and I and I knew that beliefs were really powerful.
So right when he brought that up I’m like yeah we gotta figure these out because I was reading uh in this book I forget what it was called but I always talk about this in my other videos “Your beliefs become your thoughts, your thoughts become your words, your words become your actions, your actions become your habits and your habits become your destiny”. So if you want to change any of those things you have to first change your belief systems and I had all these terrible beliefs.
I got to work um you know for decades in order to level up in a corporate job and then retire when I’m 65 I had this really bad limiting belief that I had a fear of judgment from others. So throughout middle school and high school I was you know a little bit bullied by people that were older and just hanging around the wrong people because any type of emotion or action you showed um literally they judged it and that caused me to never want to show anything it makes me further you know shy and quiet and uh I think that had a huge impact on me not doing what I want.
And then another thing that I realized I took a course um on values from John Dimartini and and Chris brought up values as well he’s like dude what are your values so I figured out I already knew like what I actually valued in life and we further went into them but what we did is I wrote out my belief systems on that notebook and what you know hey um action causes judgment emotion causes judgment I need to work for x amount of time, I need to pay my dues, I need to do all these all these limiting beliefs that I had about business, work, money, friendships, relationships, spirituality, a ton of things.
And what we did is I wrote out okay where did those belief systems come from and I was writing out like possible names that it came from and what I realized is every single person I was writing out either was dead because I knew a lot of people that died um from like getting involved in drugs and just being an idiot. Number two they’re in jail or number three they had a terrible life so I’m like wow I just listen to those people and look where I’m at now I’m right on the same path that they are.
So I realized okay I got to rework my belief systems I got to listen to the right people you can hear everyone but you don’t listen to everyone you only listen to people that have what you want so I made that decision that day to say hey I am changing my beliefs by changing the people places and things around me um to make it more supportive of what I want in life and more in line with my values. I want to be around people that value that the things that I want which is business, money, freedom and impact on people.
So uh you know I got hyper clear with my values started reworking my beliefs it’s a process to do that you got to change the people places and things around you I shot another video I’ll tag it below in the description when I talk about that but incredibly incredibly important because we are just a cocktail of um all the the the beliefs that were around us in our environment. We’re just literally our mind is a sponge and we take in things whether we know it or not unconsciously and consciously from the people places and things around us.
So it’s incredibly important to have a supportive environment. So that was a huge breakthrough and then he had me do uh something where I created a vision board all right. Actually let me write this story first so I wrote this story in third person as myself as a superhero and I talked about my life um you know coming up to that point and what led up to me in rehab and then so I reflected on everything and I projected on what I want with the rest of my life so I literally wrote my own story and then I created a vision board with the things that I wanted at the end of my story on a massive like sheet of paper.
And then the terrible part I mean the good part but the terrible part I had to share the story that I wrote and it was pretty personal and I’m sure I’ll read it on here someday but I just shared in front of like 12 people and I was I think about six years of you trying to fix something in your life unsuccessfully hundreds and hundreds of times in a row and constantly suppressing every emotion and ambition and um thing that you wanted in life with drugs and I was incredibly insecure.
So I’m trying to read this story to 12 people and I can’t even breathe like I have no I have shortness of breath if you ever try to do public speaking it’s uh and you’re nervous it’s really hard because you don’t breathe so I was sweating I wasn’t breathing um and it was just like so nerve-wracking and I realized I’m like man I got a long way to go but at least I know where I want to go you know what I’m saying.
It doesn’t matter um how far away from it just matters that I’m heading in the right direction and at that point in time I was like dude I’m just getting chills like 30 times a day thinking about the impact I want to have the life I want to design the people I want to help the money I want to make and the places I want to go and and just everything. I was getting literally chills 30 times a day and it wasn’t from the withdrawals because every time I had this thought and vision it happened the whole body and it still happens and it’s happening right now when I’m talking about this.
I feel it in my neck my back my arms and my legs right now because I truly care when that’s what you’ll figure out. When you truly have passion about something you’ll have you know some type of chills in your body and like I said I have them right now when I’m shooting this video. So that was uh the huge things I discovered in there there was a few other things which I’ll talk about at the end of this video but I uh you know got out of rehab and I went back uh and did intensive outpatient to the same place that I did that interview uh originally where they sent me the inpatient and I did that um for nine weeks.
So I still had my job I actually still somehow held on to my job uh I was on medical leave the entire time and then I go to intensive outpatient and I read this book by garyvee called “Crush it”. He said hey your personal brand is your resume and I see all these people living cool lifestyles and cool places I’m like why can’t I figure this out so I read crush it I’m like screw it you know I got back I’m like screw every single person that I used to hang around all the belief systems that I had about money, spirituality, emotions, people the careers everything I’m like screw everything I’m starting from zero because I was literally starting from less than zero financially negative 82.
And I was like screw it I’m going all in on personal branding I started talking about finance and credit because I had a terrible credit score of 524 collections charge offs late payments unbelievably high utilization and from all the loans that I took out and and obviously I wasn’t paying them because I had no money. So I figured out how to repair my credit um and then I was just teaching for free online on instagram stories um and snapchat a little bit and then uh it got to the point where I went back into work after those nine weeks of intensive outpatient and I walk in and people were like oddly looking at me.
I haven’t been there for 13 weeks now people just like kind of judging and I heard I mean a few people came up to me like yo they’ve been talking about you uh they told like the managers and stuff and I was like all right whatever I can’t do anything about it so went uh you know not that they were talking about where I was at they were talking about me personal branding and they thought I was sick so which is understandable.
So I learned how to write business plans in college and I’m like look I want to start a freaking business so I can start doing stuff like this so I declare the outside business activity to them where I was writing business plans and then I realized those people they were really just friends and family that I was writing them for needed capital to actually start the businesses. So I started learning the funding side of uh credit and what that allowed me to do was learn the funding side of credit and I declared the business they denied the business two days later they said hey you gotta do an interview with uh an investigator.
So I went on a phone call in a separate room they asked me about the business they uh obviously denied it and then they said hey uh so they started asking me questions about things I’ve only talked about on social media and I realized they went through my entire you know personal brand all my social media took notes and questioned me about it and said hey this is fine this could be construed as financial advice and the business you want to start is a competitor to some of our partners and they pretty much told me you can’t do this and I kind of crap my pants and I was like oh crap um I might lose the only thing that I actually have and I went out to my car right after that interview which was a honda civic in the parking lot.
I started deleting the stories and posts that I made on instagram and after about three of them I stopped and I’m like why am I why am I once again doing things that are in line with other people’s values. My entire life I felt like I was always taking action trying to impress society with getting going to college getting a corporate job wanting to you know show my family and friends that I’m successful um just adopting other people’s values because I didn’t first of all know my own values and then once I’d identified them and I’m like this is why I’m escaping my life because I’m not doing the things that I actually value and every time you don’t do things you you value you devalue yourself in your life.
So I’m like screw this I’m not deleting this content I go back in finish that last hour of work that’s on Friday afternoon I go in on Monday hand my badge to my manager uh and said hey look I gotta go for this if I don’t I’m gonna really regret it in life she goes I completely understand adios I said all right I’m sending it out of here you know I was packing up my stuff my friends I had one friend uh that I actually went to college with that worked across the desk and he was like yo where are you going I’m like I’m sending it out of here and I was like I’m literally full sending out here I’m going all in on what I want to do.
And that’s where that affirmation came from if you remember me talking about it so what I do I came back um you know was already like I said personal branding building up a brand had no intention of monetizing it I started a marketing company with a guy that I just connected with on social media because people connected us his name is Justin Saunders. We started a marketing agency I went moved into an apartment with him we made some good money uh got some clients in the doctor and uh chiropractor space.
Made some good money was able to pay down some debt um and then I really got my credit score uh quite high I got it up to a 793 after I was able to pay down debt and move balances over to business credit and lower my personal utilization and I was like man I just did something incredible I need to like share that with people and people were already following me for that exact topic because I was teaching what I was learning and implementing myself and I decided to create a course.
So I created a course I made five grand the first month and then that went into 10 grand the next month and the next one with 25 grand and then I launched um and you know when it was having those leaps I launched consulting and a subscription product and it got to the point where I was making 100k a month and I was looking back like holy crap. First of all how the heck did I just get out of that and I actually have something here so I went all in we ended up moving out to California um about sixth and I don’t know six to eight months after we’re in California.
I decided to re-brand into 0percent.com to actually get it off my personal brand because everything was just on jeffsekinger.com started Orca capital with the guy that I knew um named Austin from you know from high school I knew him from very very like freshman year in high school he went to a different high school. Never really associated with him but we always talked about finance and investing and I saw that he was killing it with managing money and we really loved crypto so we decided to start a fun together and now it’s just evolved into everything I have today and like I said I’m in Cabo I feel like I have everything that I could possibly need not that I’m content with what I have.
I have massive goals to get even better to help even more people and to get to the next level every single day I’m always just trying to get one percent better a day so um you know that’s really my story. I just been wanting to share that for a while um what I’ve done is I’ve create I wrote what I realized is hey like there’s there’s certain things that I did like trust my gut figuring out my belief systems changing my environment and a lot of different things and I broke it down to 10 principles and I actually wrote this book and I’m about 75 done I don’t know exactly when I’m gonna release it but there’s a link below this video if you want to put your name and email in there I’m gonna send it to you for free.
I don’t have no intention of monetizing anything just wanna share um some principles that have helped me get through those times get away from all the crap that I was in and get to the point to have what I do now and I think it’s pretty epic to have done all this in 29 months but you know I’m not a super superhero by any nature but I feel like I’ve done some pretty cool things in a pretty quick time frame.
So if you want those you can click the link below if not I hope that you like this video comment below about your thoughts on it and like I said at the beginning please share it with someone that is going to get value because I can tell you there was hundreds of times that I remember. I’m getting chills again right now throughout my whole body listening to Grant Cardone specifically talk about yo I was 25 in rehab I got jumped all this like bad stuff happened to him and then uh he shows like currently where he’s at with his life and what he’s doing and it was like a huge huge inspiration for me.
I remember specifically sitting in my car listening to the to him uh for dozens and if not hundreds of hours so um I just hope to be that video for people too that are going through tough times because I can tell you there’s way more people that you think are dealing with some type of addiction or issue and I think this value I hope it will provide inspiration if it does share it with someone all right.
I’m gonna tag another video at the end of this video uh probably my personal branding video or something else um that kind of goes off of more in depth on how I you know monetize my personal brand and everything all right. So thanks so much for watching this video and I’ll see you here on this next one.