Credit scores have become an essential part of modern- day financial life, affecting everything from mortgage rates to car loans, credit cards, and even employment opportunities. Building and maintaining an excellent credit score is one of the most critical financial habits you can develop to achieve financial success. In this book, you will be guided through the process of potentially building an excellent credit score, or help you improve your current score to potentially reach new financial heights. We will cover topics such as understanding your credit report, building positive credit history, managing your debts, and avoiding common credit mistakes, and more!